Hope into Action: Where Homes and Churches Meet to End Homelessness

One morning in Peterborough, Ed Walker was playing with his daughter in a playground when he struck up a conversation with a man on a nearby bench.

One morning in Peterborough, Ed Walker was playing with his daughter in a playground when he struck up a conversation with a man on a nearby bench. The man had left prison that morning. He had nowhere to go and no one to turn to, and he was already drinking his release money. Walker, back from nearly four years serving refugees in Darfur, was running three hostels for a local homelessness charity, so he promised to find the man a bed. But none of the hostels would take him, since he was either too old or an ex-offender, and nor would any service in nearby cities. Walker left feeling powerless. Then he noticed that half a dozen churches stood within a mile of the playground, full of people with skills and compassion. If they could be brought together, he reasoned, they could give someone like that man a home. That moment became Hope into Action. Ed and Rachel Walker bought the charity's first house in 2010. Today it operates in 39 locations across the UK, with 134 homes open and more in the pipeline.

A Blend of Poverties Hope into Action argues that homelessness is rarely just about a missing roof. It stems from a blend of poverties: scarce resources, broken relationships and damaged identity. The charity's vision is to see every church in the UK engaged in ending homelessness, and its mission is to equip churches to act through prayer, relationship and investment. Underpinning it all is the theme of its latest impact report: homelessness ends in community. People who have lived through homelessness need housing, but they also need positive relationships and a real connection to their neighbourhood. As one tenant put it, what helps is someone who is 'just prepared to sit and to listen'. How the Model Works Hope into Action brings together two kinds of capital that rarely meet: the financial capital of ethical investors and the social capital of local churches. Investors buy homes, typically three-bedroom houses suited to two or three tenants, and lease them to the charity. Investments start at £5,000 and can cover an entire house. Hope into Action finds, places and supports tenants and handles all maintenance, while investors receive a 2% annual return and twice-yearly updates on the property and its tenants. The charity has attracted more than £27 million of investment into houses that have become homes. Each house is paired with a local partner church whose members offer friendship and mentoring, and every tenant also has a Hope into Action empowerment worker providing professional support. The charity welcomes people of all faiths and none, and of all ethnicities and sexualities. Through a franchise model, local organisations run properties in partnership with churches of every denomination, in places from Carlisle and Teesside to Portsmouth, the Isle of Wight and Belfast. The approach has won awards from the Centre for Social Justice, the Guardian and Homeless Link, and former Archbishop of Canterbury Rowan Williams has praised its 'holistic depth'.

Measurable Change The results bear the model out. In 2025–26, Hope into Action housed more than 500 people in a single year for the first time. Among tenants with a history of mental health problems, 90% said their situation had stabilised or improved. And according to Percent For Good, 94% of tenants who had served custodial sentences did not return to prison, a striking figure given where the charity's story began. Numbers tell only part of the story. The charity recently described how its head of operations, Mark, met a man named David over coffee and learned that David had once volunteered to befriend one of its early tenants in Peterborough. Twelve years later, long after the tenant had moved on, the two were still meeting up. A house can end someone's homelessness, but community helps them stay home. Getting Help and Getting Involved Hope into Action offers supported accommodation, not emergency housing. Assessment usually takes a few weeks and includes at least two face-to-face meetings. Referrals generally come through support agencies, though individuals can self-refer, and the charity receives more referrals than it has homes. Anyone needing urgent help is pointed to Shelter, and concerns about someone sleeping rough in England or Wales can be reported to StreetLink. Churches, investors, volunteers and donors can all play a part, and the charity's new Community Connect initiative aims to widen its relationship-building work still further. Hope into Action is part of Percent For Good's Cost of Living Crisis Cause Portfolio, a group of five forward-thinking charities helping people across the UK cope with the impact of rising living costs. Alongside FoodCycle, Little Village, Magic Breakfast and The Childhood Trust, it stands out for efficiency, with 98% of funds directly deployed to charitable activity. As rising rents and bills push more households towards the edge, its combination of stable homes, ethical investment and lasting friendship offers a powerful response.

Mark Lyttleton

Angel investor, business mentor and speaker. He works with and invests in multiple early stage and growing companies.